What Happens If You Miss A Life Insurance Payment?
A life insurance plan calls for regular payments, either monthly or annually, depending on your contractual agreement. If you fail, you might lose your coverage along with all the premium payments you had made with it. If you miss out on a premium payment, you are usually notified by the insurance company via e-mail, phone, […]
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How to get your finances in order while expecting a baby
If you are expecting, it is very easy to get caught up in the excitement and joy of growing your family. You might be spending more time deciding about baby names, splurging on baby clothing, or planning the perfect arrival party. But are you giving some time to getting your finances in order? Remember, it […]
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Term Life Insurance Vs. Mortgage Insurance – Why Term Life Insurance Is The Better Choice?
Whether it is your first mortgage or renewing an existing one, it is always sensible to have some form of life insurance to ensure your mortgage gets paid off in time, should you or your significant other passes away. As far as your insurance decision is concerned, you typically have two options – Mortgage Insurance […]
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How to prepare a financial plan to help you adjust to retirement [Presentation]
We know how exciting retirement can be after years of hard work. So have you considered how you are going to spend your “me time?” How long you’ll live is an important factor that impacts how long your money needs to last. Canadians are living longer than before, which means you’ll likely need more to […]
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4 things Life Insurance is not [Presentation]
Most of us understand “insurance” to be that stuff that you had to have for your car, your home, and your health. The “life” part was a big, blurry blob of “other.” If that’s how you’re feeling, here are a few tips that might help bring things into focus — by understanding the “nots” of […]
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Weight matters! Can you purchase life insurance if you are overweight?
Are you nervous about how your weight can affect the price of life insurance? Let us talk about it so you know what to expect before applying for it. No matter how much you know about life insurance, buying a policy may turn out to be pretty intimidating. It starts out as a simple process, […]
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How to Make Affordable Life Insurance in Mississauga a Reality
If you are looking to economize on life insurance during these uncertain times, there’s good news for you. There are quite a few ways to get an affordable life insurance plan in Mississauga or to save on the plan you already have. Also remember that it is never advisable to skip the idea of purchasing […]
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When Does It Make Sense To Opt For Critical Illness Insurance?
When you are healthy, it is the best time to plan for the unexpected. That is simply because your options become more restricted when the unexpected illness occurs. For the sake of the explanation, let’s say your doctor diagnosed you with a life-threatening disease like Cancer. They say your chances of defeating it are excellent. […]
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How to balance the purchase of Life Insurance with Investment [Presentation]
Investing is as important as the purchase of a life insurance policy and you will need to do both in your lifetime. Here’s how you can balance the purchase of Life Insurance with investment. Do you know? There are two different ways to do life insurance and investments. You can purchase insurance and investments […]
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Do Retirees need Life Insurance? [Presentation]
You probably had a life insurance policy while you were working. Maybe your employer offered you group coverage or maybe you bought your own life insurance policy from the market with the help of your advisor. But now that you’re retired, do you need to keep your policy in place, or if it’s already lapsed, […]
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