When should you bring up the topic of Estate Planning?
Estate planning is often seen as a taboo conversation with your loved ones, especially when you want to discuss it with your parents. Thus, it becomes tempting to avoid the issue because of the emotional toll it can take on the family. But, if you can find the right moment to bring up this topic, […]
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Should you take a Mortgage Insurance or not?
Don’t put your dependents through financial hardships of a mortgage if something happens to you. Mortgage Insurance can take care of them for you! Mortgages can put undue stress on spouses and dependents left behind in case of death or disability. Mortgage Protection Insurance gives peace of mind knowing they’re protected when they need it […]
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What to Consider before becoming Self-employed
Being self-employed means being in control of your work and earning an income through independent contracts with businesses, instead of getting paid a regular monthly salary by an employer. Self-employed people typically fall under three categories: Independent contractors who are business owners or freelance workers. Unincorporated sole proprietorships where there is only one owner. Business […]
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7 Benefits of Buying Life Insurance with Disability Benefits
Life insurance with disability can be an important part of your financial and estate planning process, especially if you have dependents who rely on you financially. To many, buying life insurance with disability benefits seem like a no-brainer, but others might consider it to be unneeded or too expensive. Here are some of the main […]
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5 Reasons Why You Should Buy Life Insurance to Cover Funeral Costs
You may already have life insurance in place to cover any debts you may leave behind. What if you don’t? Or what if your current policy doesn’t include the amount of coverage that you need to pay off funeral costs and other expenses? If this sounds like you, then it’s time to take action and […]
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How to make the most of your Life Insurance policy [Presentation]
Life insurance coverage can be a bit hard to navigate when you are first looking for coverage. Here are a few tips to keep in mind to make the most of your policy. Looking for a Life Insurance policy? Contact our financial advisors to know more about affordable Life Insurance plans in Onatrio Contrary […]
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What To Do When You Are Denied Life Insurance
So, you have applied for life insurance and you have been denied by the company. It is tough, especially when you were expecting a full “yes.” But then, the company found you in the “impaired risk market,” meaning, you have something in the background that puts you at a higher risk of premature death. Things […]
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4 Common Life Insurance Mistakes to Avoid
Having a life insurance plan is not like owning a car or a house – you do not have to watch it every day. It is often a long time investment (we are talking of decades here). However, you should make it a point to give your plan a review at least once a year. […]
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What Does it Mean to Protect Your family? [Presentation]
Points to note: Life insurance is used to protect your loved ones from the consequences of your death. The financial impacts for your loved ones include funeral expenses, debts and income replacement. In life insurance, you insure yourself to protect your loved ones. It’s as if by putting on a helmet on your head, your […]
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4 Retirement Planning Mistakes to Avoid [Presentation]
Retirement is your time to enjoy everything you struggled to squeeze into your busy work life: travel, relaxation, hobbies, spending time with loved ones. While many of us are aware of the value of diligent saving over the course of our working lives, it’s easy to fall into spending habits or make uninformed decisions that […]
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