Why does it make sense to make RRSP a year-round priority?
It’s tax time! And we know all you are hearing right now is RRSP benefits and how much you should contribute in it to save your taxes. Then, another situation crops up. You want to invest $5000 in a RRSP but you don’t have the cash available. Hence, we always recommend to make RRSP a […]
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Why Should You Invest in RRSP This Tax Season?
The Registered Retirement Savings Plan, or the RRSP, lets you save money over your lifetime by giving you tax benefits. The two key benefits of RRSP are: The amount that you contribute to RRSP can be deducted from your taxable income. This entitles you to a tax refund. The interest that you earn in your […]
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What are the benefits of investing in an RRSP and the TFSA?
You might have questions about what’s the best savings plan for you, and that is perfectly normal. The first thing that you should do is to ask yourself, “Am I saving for the long term or for short and medium term goals?” Your answer would determine whether you should invest in an RRSP (Registered Retirement […]
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Should you go for life insurance if you are single?
You have worked hard to get that dream job and you have finally done it. You have got the job you wanted to kick-start your professional career. Next up is proper money management so you reach your financial freedom in due time. Long-term thinking gives you the inspiration to have a financial plan in place […]
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What kind of Life Insurance should I consider with asthma? [Presentation]
If you have asthma, it is absolutely possible for you to get a Life Insurance policy, but be prepared to answer a string of questions about your condition. Refer to our presentation below to know about a few life insurance options to consider. Also, do not forget to refer to one of our previous posts […]
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RRSP or TFSA Withdrawals Before Retirement: Here’s what you need to know
You have had an RRSP or a TFSA in place for quite some time. Now that you have watched your money grow in any one (or both) of these plans, you may want (or need) to use it. There are quite a few ways to use your RRSP or TFSA savings before your retirement. Here’s […]
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Why January can be the best time for you to purchase Life Insurance
It’s the new year. A new you. How about a new life insurance policy? Here’s everything you need to know. With 2020, the dreadful year of the pandemic, behind you, and the great open possibilities of a significantly better 2021 ahead, now is the perfect time for you to pause and consider getting a life […]
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Can I get Life Insurance with asthma? [Presentation]
You can get life insurance with asthma. Insurers look at applicants holistically, not just at a specific condition, so your insurer will assess the severity of your asthma as well as your overall health to determine your premiums. Here’s everything you need to know about getting life insurance with asthma – refer to our presentation.
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The best Life Insurance for couples – What you need to know [Presentation]
Life insurance for couples is one of the most important purchases you can make together. It’s an investment into your future together that ensures peace of mind. Here’s everything you need to know. If you are married or living with your partner, you might have shared financial responsibilities. You may have a shared mortgage, children […]
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December can be the best time for you to buy Life Insurance – Here’s why
December is the month of holidays and presents. It is also a great month to purchase life insurance. It is the night before the New Year. And you are feeling a lot better and safer, sitting on your arm chair sipping on a glass of wine. And why is that? Because deep down you know […]
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