6 Retirement Planning Tips You Can’t Afford to Ignore
Retirement planning can be a scary topic to broach, especially when you’re still relatively young and have so much time left in your career. But it’s never too early to start saving for retirement, and if you know how to plan wisely, the future might not seem so scary after all. Here are 6 tips […]
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5 Reasons Why You Should Have a Spousal RRSP
You’ve probably heard about Registered Retirement Savings Plans, or RRSPs, and you might even know the benefits of investing in them. But if you are married and have never thought about creating one with your spouse, it may be time to reconsider. A spousal RRSP can be useful because it allows you to pool your […]
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Are you ready for your Retirement? [Presentation]
Retirement opens up a seemingly limitless world of possibilities. But all those choices can be a bit intimidating. The good news is with a bit of care, forethought and preparation, you can not only plot out a successful, fulfilling retirement, but also ensure you’ll have the funds on hand to pay for it. The following […]
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When should you bring up the topic of Estate Planning?
Estate planning is often seen as a taboo conversation with your loved ones, especially when you want to discuss it with your parents. Thus, it becomes tempting to avoid the issue because of the emotional toll it can take on the family. But, if you can find the right moment to bring up this topic, […]
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Is an RRSP Right for You in Your 30s?
If you’re in your 30s, you might be wondering whether it’s too early to start contributing to an RRSP (Registered Retirement Savings Plan). It’s not. With the help of this article, you can learn whether or not an RRSP could benefit you and get the facts about how much you need to contribute to maximize […]
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What to Consider before becoming Self-employed
Being self-employed means being in control of your work and earning an income through independent contracts with businesses, instead of getting paid a regular monthly salary by an employer. Self-employed people typically fall under three categories: Independent contractors who are business owners or freelance workers. Unincorporated sole proprietorships where there is only one owner. Business […]
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What Does it Mean to Protect Your family? [Presentation]
Points to note: Life insurance is used to protect your loved ones from the consequences of your death. The financial impacts for your loved ones include funeral expenses, debts and income replacement. In life insurance, you insure yourself to protect your loved ones. It’s as if by putting on a helmet on your head, your […]
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4 Retirement Planning Mistakes to Avoid [Presentation]
Retirement is your time to enjoy everything you struggled to squeeze into your busy work life: travel, relaxation, hobbies, spending time with loved ones. While many of us are aware of the value of diligent saving over the course of our working lives, it’s easy to fall into spending habits or make uninformed decisions that […]
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Common RRSP mistakes to avoid [Presentation]
Not all users derive the full advantage of the RRSP. If you use an RRSP, know the mistakes you must avoid when investing. Note: Registered Retirement Savings Plans (RRSPs) are still one of the best ways you can save for long-term goals such as retirement. So take full advantage of them, and avoid making the […]
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How to prepare a financial plan to help you adjust to retirement [Presentation]
We know how exciting retirement can be after years of hard work. So have you considered how you are going to spend your “me time?” How long you’ll live is an important factor that impacts how long your money needs to last. Canadians are living longer than before, which means you’ll likely need more to […]
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