Who to name as a beneficiary on your Life Insurance policy?
Firstly, we would like to congratulate you! You have taken the right decision of purchasing a life insurance policy to protect your loved ones. Every life insurance policy requires you to name a beneficiary. The beneficiary is the person or people receiving your life insurance payout after your death; it could also be a trust, […]Read more
Things to know about No Medical Life Insurance [Presentation]
No medical life insurance is a type of life insurance that does not require medical tests. Some plans go even further and do not even require a medical questionnaire. This is an ideal type of insurance for those who have a strong chance of not getting approved for traditional (also called standard) life insurance that […]Read more
Are you ready for your Retirement? [Presentation]
Retirement opens up a seemingly limitless world of possibilities. But all those choices can be a bit intimidating. The good news is with a bit of care, forethought and preparation, you can not only plot out a successful, fulfilling retirement, but also ensure you’ll have the funds on hand to pay for it. The following […]Read more
What To Do When You Are Denied Life Insurance
So, you have applied for life insurance and you have been denied by the company. It is tough, especially when you were expecting a full “yes.” But then, the company found you in the “impaired risk market,” meaning, you have something in the background that puts you at a higher risk of premature death. Things […]Read more
4 Common Life Insurance Mistakes to Avoid
Having a life insurance plan is not like owning a car or a house – you do not have to watch it every day. It is often a long time investment (we are talking of decades here). However, you should make it a point to give your plan a review at least once a year. […]Read more
What Does it Mean to Protect Your family? [Presentation]
Points to note: Life insurance is used to protect your loved ones from the consequences of your death. The financial impacts for your loved ones include funeral expenses, debts and income replacement. In life insurance, you insure yourself to protect your loved ones. It’s as if by putting on a helmet on your head, your […]Read more
4 Retirement Planning Mistakes to Avoid [Presentation]
Retirement is your time to enjoy everything you struggled to squeeze into your busy work life: travel, relaxation, hobbies, spending time with loved ones. While many of us are aware of the value of diligent saving over the course of our working lives, it’s easy to fall into spending habits or make uninformed decisions that […]Read more
What you need to know about Life Insurance over 50
A life insurance plan is something you purchase to provide for someone else when you are gone. If you are over 50 and planning to get a life insurance policy, you need to first determine who is financially dependent on you. After that, you need to determine the amount of money that would be sufficient […]Read more
What Should You Expect When Applying for Life Insurance?
Life insurance may seem complex with an overwhelming number of options, but understanding how it works will save you from headaches later. First off, there are two major types of life insurance: Term Life Insurance covers for a specified period of time whereas Permanent Insurance provides coverage throughout your lifetime. When determining what type best […]Read more
Do you really need a Life Insurance plan?
Here’s the simple answer: if you have dependents, you MUST have life insurance. The important part of our life is our family. And it is our duty to protect them for the foreseeable future especially when we’re not going to be present to earn or take care of them. Death is a reality; no one […]Read more