Why Gifting Life Insurance Can Be a Sensible Choice During the Holidays?
December, the holiday season, is definitely one of the best times of the year! This is the month of quality time spent with loved ones, mouth-watering food, and thoughtful gifts. With the holiday season approaching, have you given some thought to the gift you are going to give to your loved one? You probably would […]
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What I Should Know When Buying Life Insurance in My 20s
Life insurance isn’t something that most people consider until their 40s, 50s, or later in life. After all, it seems like it would be easier to figure out your finances when you’re older, especially if you have young children or other family members that depend on you financially. But there are benefits to life insurance […]
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Will My ADHD Diagnosis Affect My Life Insurance Rates?
When you’re diagnosed with ADHD, many things can change in your life: the way you study and work, your relationship with family members, and the types of medications you take on a daily basis. But there may be another change that you don’t expect: higher life insurance rates because of your ADHD diagnosis. However, it’s […]
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5 Benefits of Whole Life Insurance You May Not Know About
Whole life insurance (AKA Permanent Life Insurance) can be an incredibly valuable tool to help protect your family in the event of an unexpected accident or illness that leaves you unable to work and earn money to support them. However, many people are not aware of the true benefits this type of policy offers, and […]
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How to Save on Your Life Insurance Premium
Life Insurance premium payments can be expensive, especially if you have more than one policy to pay or you are paying on behalf of multiple people, such as family members. There are ways to cut down the cost of your life insurance premiums, such as shopping around for lower-cost companies and increasing your coverage amount […]
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6 Tips to Reduce Your Life Insurance Premium
Did you know that your life insurance premium can be reduced by following seven simple steps? You might think that getting life insurance or reducing your premium isn’t possible, but it really is! If you want to save money on your life insurance policy and reduce the cost of paying for it over time, then […]
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Revisiting Life Insurance as a New Parent
As a new parent, you have many concerns about your health and that of your new baby. As responsible adults, it’s important to think about life insurance as part of your overall financial plan, especially if you have young children who rely on you financially in the event of an untimely death. Here are some […]
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Is Term Life Insurance really worth your money?
Short answer, yes. If you are on a budget, term life insurance is the way to go. Wondering whether life insurance is worth your money or not? Yes, it is – especially if you have loved ones relying on your financially. Life insurance helps to protect your family financially in case the worst happens to […]
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When should you bring up the topic of Estate Planning?
Estate planning is often seen as a taboo conversation with your loved ones, especially when you want to discuss it with your parents. Thus, it becomes tempting to avoid the issue because of the emotional toll it can take on the family. But, if you can find the right moment to bring up this topic, […]
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Should You Purchase a Life Insurance Policy for Your Aging Parents?
You already have a life insurance plan in place for yourself and your spouse. But now, you are wondering whether there’s another piece of the puzzle missing – should you purchase a life insurance policy for your parents? Perhaps you have witnessed your friend receiving a lump-sum death benefit payout when his/her parents passed away […]
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