Liver Diseases and Life Insurance – Here’s what you need to know
If you are diagnosed with liver diseases, you might have thought of what your options are as far as life insurance is concerned. A person with liver disease may be insured depending on the severity, but not in all instances. Liver diseases are of many different types – as a result, the chances of getting […]
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7 Benefits of Critical Illness Insurance You Didn’t Know
Do you know? Your chances of being afflicted with one of the many critical illnesses out there are fairly high. If you end up having to pay hundreds of thousands of dollars in medical bills on your own, it could mean financial disaster – but if you have critical illness insurance, you can recoup some […]
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What are the things to consider before choosing a Critical Illness Insurance plan? [Presentation]
Diseases that can leave a patient’s body permanently or semi-permanently damaged compelling them to be financially, emotionally, and physically dependent for the rest of their lives fall under critical illness. Because the risk of getting ill can never be eliminated completely, it’s important that we take precautions so that you’re able to make the financial […]
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Should you take a Mortgage Insurance or not?
Don’t put your dependents through financial hardships of a mortgage if something happens to you. Mortgage Insurance can take care of them for you! Mortgages can put undue stress on spouses and dependents left behind in case of death or disability. Mortgage Protection Insurance gives peace of mind knowing they’re protected when they need it […]
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What to Consider before becoming Self-employed
Being self-employed means being in control of your work and earning an income through independent contracts with businesses, instead of getting paid a regular monthly salary by an employer. Self-employed people typically fall under three categories: Independent contractors who are business owners or freelance workers. Unincorporated sole proprietorships where there is only one owner. Business […]
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When Does It Make Sense To Opt For Critical Illness Insurance?
When you are healthy, it is the best time to plan for the unexpected. That is simply because your options become more restricted when the unexpected illness occurs. For the sake of the explanation, let’s say your doctor diagnosed you with a life-threatening disease like Cancer. They say your chances of defeating it are excellent. […]
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How Your Organization Can Stand Out with Optional Critical Illness Insurance
Optional critical illness insurance is an added benefit provided by an employer. Employees who buy coverage pay premiums through payroll deductions. There is no obligation to buy. It comes with 2 major benefits for employees: Competitive rates – Employees can take advantage of their employer’s group buying power. This helps gain insurance coverage at rates […]
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Read This Before You Think Critical Illness Insurance Is Not Worth Your Money
No matter how much you try, you cannot predict the future. The unpredictability of life makes it difficult to predict what is waiting for you around the corner. A Critical Illness Insurance plan can provide you valuable financial support in case you or any one of your family members is diagnosed with a serious illness, […]
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Critical Illness Insurance Case Study
Meet Mathew Mathew* wants the best for his family. Mathew is a 42-year old male, non-smoker. He is married (wife age 39) and has 3 children under the age of 7. He is the sole earner of the family. He has a life insurance policy with his employer. Mathew wants to purchase a critical illness […]
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How much would Critical Illness Insurance cost? [Presentation]
If you get sick – like, really sick – how will you take care of yourself financially? If you aren’t able to work and need money to pay for medical expenses, care, and travel, where will it come from? To prepare for such an event, we recommend the purchase of a critical illness insurance policy. […]
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